Watch out for scammers during AEP

During the Medicare Annual Election Period every people are going to be crawling out of the wood work to get try and talk you into switching Medicare plans, even if it may not be in your best interest. For this reason I always advise that you call me, your agent, Jesse Bannister first if you have questions or would like to compare your coverage options. At some point you may end up speaking to another agent or someone posing as an insurance agent so here are some things to look out for to protect yourself during this time.


Here are some valuable tips to help Medicare beneficiaries watch out for scams during Annual Enrollment Period (AEP):

Common Scams to Watch Out For:

  1. Phony Medicare Representatives: Scammers may pose as Medicare representatives, asking for sensitive information or money.
  2. Unsolicited Calls or Visits: Be wary of unexpected calls, texts, or home visits from individuals claiming to represent Medicare or insurance companies.
  3. Fake Insurance Plans: Scammers may offer fake or non-existent plans, asking for payment or personal information.
  4. Medicare Card Scams: Scammers may ask for your Medicare card information, claiming it's needed for "verification" or "activation."
  5. Robocalls and Automated Messages: Be cautious of automated calls or messages claiming to be from Medicare or insurance companies.


Protect Yourself:

  1. Verify Identity: Always verify the identity of individuals claiming to represent Medicare or insurance companies.
  2. Don't Provide Personal Info: Never share sensitive information, such as your Medicare number, Social Security number, or financial information to any person who you are not 100% of who they are or if they are legit.
  3. Hang Up on Robocalls: Immediately hang up on suspicious automated calls.
  4. Report Suspicious Activity: Contact Medicare (1-800-MEDICARE) or the Federal Trade Commission (FTC) to report potential scams.
  5. Trust Your Instincts: If a call, email, or visit feels suspicious, trust your instincts and avoid engaging.
  6. Work directly with a trusted licensed Insurance agent, to be sure you are being treated honestly and with integrity.


Additional Tips:

  1. Keep Medicare Cards Safe: Treat your Medicare card like a credit card; keep it secure and don't share the information.
  2. Be Cautious of "Limited-Time Offers": Legitimate insurance companies won't pressure you into making immediate decisions.
  3. Research Insurance Companies: Verify the legitimacy of insurance companies and their representatives.


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